A person at a rental car counter quietly discussing details with an agent, with a rental car and related items nearby.
Rental Car Loopholes Locals Quietly Use To Avoid Extra Charges
Written by Isabella Bird on 4/14/2025

Fuel Charges: How Locals Save Every Time

A local person discreetly pointing out cost-saving tips at a rental car counter while holding a smartphone showing a map, with a rental agent handing over car keys in a city setting.

Tourists always get nailed with fuel charges. I’ve watched people at the desk, just nodding along as the agent tacks on $60 for “convenience” gas. Locals? They never fall for it. The whole fuel charge system is a mess—hidden fees, vague policies, and a bunch of fine print nobody reads.

Why Prepaid Fuel Is Rarely Worth It

Every time, someone tries to convince me prepaid fuel is a bargain. It isn’t. Unless you’re psychic and return the car on fumes, you lose money. FinalRentals says about 30% of travelers overpay on these “convenience” fees. The price per gallon is always higher than the gas station, sometimes by 30% or more. Consumer agencies say skip it unless you’re desperate. The only thing convenient is how fast it empties your wallet.

I’ve never met a local who buys prepaid fuel unless they’re about to miss a flight. And even then, someone always complains the tank was “7/8ths full” and spent half the morning arguing about it.

Returning the Tank Full

This is the only trick that really works: fill it yourself, keep the receipt, and snap a photo of the gauge. Forget once, and they’ll slap you with a penalty and some “admin fee” for good measure. Find a gas station within two miles of the airport. “It’s not about trust,” my friend at a rental kiosk said, “it’s about proof.” The Points Guy has stories of people charged extra with no evidence.

Locals keep receipts for weeks. Not kidding. Disputes never get fixed at the counter. One guy I know fought a $45 charge because the clerk “couldn’t remember” the gauge. Ridiculous.

Choosing the Best Fuel Purchase Option

Thinking about prepaid as the lesser evil? It’s almost always a worse deal than pay-on-return or full-to-full. Compare their price to the pump, and you’ll see the markup in seconds. GB News says fuel is the second-priciest upcharge after insurance. The trick, if you can call it that, is just matching the plan to your trip and how much arguing you’re willing to do over a quarter tank.

Locals avoid prepaid, refill right before return, and document everything. If the agent says “Oh, you’ll just pay for what you use!” that’s when the fees start stacking. Sometimes you get a “fuel service charge” or “admin processing.” Oh, and once I got charged twice because I used two credit cards in a day—don’t ask.

Toll, Equipment, and Add-On Fee Avoidance

A local person quietly explaining to a renter how to avoid extra charges on a rental car parked on a city street.

Every third trip, I forget how these little fees add up—six bucks for a gadget, twenty for “premium access,” and don’t even get me started on the cleaning charge for a single fry. Locals don’t pay full price for these “optional” extras. Honestly, I’ve tried almost all their tricks, and most of them work—if you’re persistent enough.

Toll Transponder Alternatives

Alright, so apparently everyone in my zip code keeps an old E-ZPass in the glove box—yes, even the people who swear they don’t. I pulled mine out of my own car, stuck it to the rental’s windshield (the foil sleeve thing is legit; if you just toss it under the seat, toll cameras miss half your trips, which I learned the hard way), and paid the normal rate instead of whatever “let’s bankrupt the tourist” price the rental agency tries to sneak in. Consumer Reports actually lays it out: rental companies slap you with $4.95 a day and sometimes $15 per toll on top of the toll itself. Who comes up with these numbers? Nobody warns you until you’re already on the hook.

I asked three rental desk folks about it—got three different stories, none of which made much sense. Basically, if you don’t say no to their “convenience” add-on at the counter, you’re stuck with a bunch of fees. Sometimes I try to pay cash at toll booths, but in states like Texas or Florida, apparently cash isn’t even an option anymore? You have to check before you drive. Missed a toll once and got a $90 bill a month later—my neighbor claims setting up a temporary state toll account saves him cash, but I never bother, honestly. Maybe you have more patience.

Ditching Unnecessary Equipment

Those GPS units they rent? Genuinely worse than Google Maps on a phone from 2012. I ended up in a cornfield once. Rental contracts love to sneak in satellite radio, car seats, “advanced safety mirrors”—all pre-selected for you. I scroll through every charge at the counter now, because I’ve been given a $60 week of features I didn’t touch. Enterprise, Hertz, and the rest tack on daily fees just for having this stuff in the car, even if you never use it.

My neighbor’s move? He always asks for the “basic” package, then double-checks every line at pickup and drop-off. I try to strip out extras online before I even show up. Car seats and GPS are way cheaper if you bring your own. I bought a $20 foldable booster seat on Amazon—no regrets. Once, a rental guy tried to charge me for “satellite radio activation” even though the radio didn’t work. I filmed a 30-second video with a timestamp, and they dropped the fee immediately. Honestly, half the battle is knowing what to look for before you even get there.